Santander joins Monva's credit card panel
Santander is one of the largest banks in the UK, with over 14 million active customers and more than 800 branches across the UK.
Offering a range of financial services including four main types of credit cards, Santander has something for everyone.
Each of their credit cards is designed to suit different needs, but each is packed with a lot of features:
0% interest: currently most Santander credit cards currently offer competitive interest-free periods both on purchases and balance transfers. Their balance transfers are also fee-free for the duration of the 0% introductory period.
Rewards: Santander credit cards offer many rewards. While some cards offer uncapped cashback on spending, others provide benefits from certain retailers.
Security: to help protect customers and its cards, Santander uses MasterCard SecureCode and Verified by Visa. Santander also has its own fraud monitoring system providing a further layer of security.
International purchases: three out of four of Santander’s credit cards feature no foreign transaction fees for purchases made abroad in the local currency.
Additional cardholders: Santander credit cardholders have the option to add up to three additional cardholders to their account.
Online & mobile banking: access to all of Santander’s digital banking services, including the mobile banking app and, text and email alerts.
Regulation: Santander is fully regulated by the Financial Conduct Authority (FCA), and you’re protected under the Consumer Credit Act. So if something goes wrong on a purchase you make between £100 and £30,000, you’ll get a full refund
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How will I know if I’m eligible for a Santander credit card?
If you search for your Santander credit card through Monva’s comparison service we’ll include your eligibility for each product within the results. But, there are a few things you should know about Santander’s eligibility criteria:
You must be 18 or over and be a permanent UK resident
Your income needs to be £7,500 a year or more
You can’t already have another card of the same type from Santander
For their Santander World Elite™ Mastercard® you must also be a Private Banking or Santander Select customer
All credit is also subject to status and credit checks so while you may be able to tick off most, if not all, of the above criteria it’s not a guarantee you’ll be accepted.
Applying for a Santander credit card
You can search and apply for a Santander credit quickly and easily through Monva’s price comparison website. By providing a few details about yourself and your circumstances, we can search our panel of credit card providers to find you the best deals. What’s more, we’ll securely store this information in your Monva account, meaning it’s available to you when you next want to conduct a search.
Our price comparison service is completely free to use and we’re committing to finding you the right deal every time. If you’re ready to get started click here.
How long does it take to receive a Santander credit card?
Conducting a search to find you the right credit card only takes a matter of minutes through Monva’s free price comparison service. Your results will be served with eligibility so you have an indication of acceptance likelihood, and in some cases, you may even find you’re pre-approved.
When you’ve found the credit card you’re looking for, we’ll direct you to the lender to make a full application. It won’t take long and we’ll pass along the information you’ve already provided to speed up the process.
Decisions via online applications are usually quick, and if approved for a Santander credit card it’ll usually arrive in the post around seven to 10 days from approval. Your PIN will be sent separately.
Occasionally an application might be flagged for manual evaluation, which can add a few extra days to the process.
Tags: Credit Cards